@layer reset,base,components;@layer reset{*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body,h1,h2,h3,h4,p,ol,ul,dl,dd,figure{margin:0}a{color:inherit;text-decoration:none}button,input,select{font:inherit;color:inherit}img{display:block;max-width:100%}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}}@layer base{:root{--cx-petrol: #0b5577;--cx-petrol-deep: #073a52;--cx-petrol-2: #3a7a99;--cx-petrol-soft: #e7f0f4;--cx-lane: #f2c230;--cx-lane-hi: #f7d35e;--cx-lane-ink: #7a5b00;--cx-lane-soft: #fdf5d9;--cx-night: #0a1a22;--cx-night-2: #12262f;--cx-night-3: #1b3340;--cx-canvas: #f4f6f7;--cx-surface: #ffffff;--cx-ink: #142029;--cx-ink-2: #34434c;--cx-muted: #5a6870;--cx-line: #e0e6e9;--cx-line-2: #cdd6db;--cx-on-dark: #e8f0f3;--cx-on-dark-2: #a9bcc5;--cx-red: #b23a2e;--cx-r-s: 10px;--cx-r-l: 18px;--cx-shadow: 0 1px 2px rgba(10, 26, 34, .05), 0 12px 30px -14px rgba(10, 26, 34, .22);--cx-shadow-lift: 0 2px 4px rgba(10, 26, 34, .06), 0 24px 46px -20px rgba(10, 26, 34, .34);--cx-ease: cubic-bezier(.22, .61, .36, 1);--cx-font: -apple-system, BlinkMacSystemFont, "Segoe UI", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei", Roboto, "Noto Sans SC", "Source Han Sans SC", "Helvetica Neue", Arial, sans-serif;--max: 1180px;--gutter: max(20px, calc((100vw - var(--max)) / 2))}body{background:var(--cx-canvas);color:var(--cx-ink);font-family:var(--cx-font);line-height:1.72;-webkit-font-smoothing:antialiased}::selection{background:var(--cx-lane-hi);color:var(--cx-ink)}:focus-visible{outline:3px solid var(--cx-lane);outline-offset:2px}[hidden]{display:none!important}h1,h2{text-wrap:balance}.cx-head p,.cx-lede{text-wrap:pretty}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}.skip-link{position:fixed;left:1rem;top:-5rem;z-index:100;background:var(--cx-surface);padding:.7rem 1rem;border-radius:var(--cx-r-s)}.skip-link:focus{top:1rem}.eyebrow{color:var(--cx-lane-ink);font-size:.78rem;font-weight:650;letter-spacing:.16em}.num{font-variant-numeric:tabular-nums}}@layer components{.button{display:inline-flex;align-items:center;justify-content:center;gap:.5rem;min-height:46px;padding:.6rem 1.3rem;border-radius:999px;border:1px solid transparent;font-weight:650;cursor:pointer;transition:transform .2s var(--cx-ease),background .2s var(--cx-ease),box-shadow .2s var(--cx-ease),border-color .2s var(--cx-ease)}.button:hover{transform:translateY(-1px)}.button:active{transform:translateY(0)}.button.primary{background:var(--cx-petrol);color:#fff;box-shadow:0 8px 20px -10px #0b5577b3}.button.primary:hover{background:var(--cx-petrol-deep)}.button.lane{background:var(--cx-lane);color:var(--cx-night);box-shadow:0 10px 24px -12px #f2c230cc}.button.lane:hover{background:var(--cx-lane-hi)}.button.ghost{background:var(--cx-surface);color:var(--cx-petrol);border-color:var(--cx-line-2)}.button.ghost:hover{border-color:var(--cx-petrol)}.button img,.button canvas{width:28px;height:auto;margin:-6px 0}.text-link{color:var(--cx-petrol);font-weight:600;text-decoration:underline;text-decoration-color:#0b55774d;text-underline-offset:4px;transition:text-decoration-color .2s var(--cx-ease)}.text-link:hover{text-decoration-color:currentColor}.field{display:grid;gap:.35rem;min-width:0}.field>label,.field>.label{font-size:.86rem;font-weight:600;color:var(--cx-ink-2)}.field small{color:var(--cx-muted);font-size:.8rem;line-height:1.55}.input{display:flex;align-items:center;min-width:0;min-height:48px;border:1px solid var(--cx-line-2);border-radius:var(--cx-r-s);background:var(--cx-surface);transition:border-color .2s var(--cx-ease),box-shadow .2s var(--cx-ease)}.input:focus-within{border-color:var(--cx-petrol);box-shadow:0 0 0 3px #0b557724}.input.bad{border-color:var(--cx-red);box-shadow:0 0 0 3px #b23a2e1f}.input input,.input select{flex:1;width:100%;min-width:0;height:46px;padding:0 .85rem;border:0;background:transparent;outline:0;font-variant-numeric:tabular-nums;font-size:1rem}.input select{cursor:pointer;padding-right:.4rem}.input input[type=number]{-moz-appearance:textfield;appearance:textfield}.input input::-webkit-outer-spin-button,.input input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}.input .unit{padding:0 .85rem 0 .2rem;color:var(--cx-muted);font-size:.88rem;white-space:nowrap}.err{min-height:1.3em;color:var(--cx-red);font-size:.88rem}.err:empty{min-height:0}.seg{display:inline-flex;flex-wrap:wrap;gap:4px;padding:4px;border:0;margin:0;border-radius:999px;background:var(--cx-petrol-soft)}.seg legend{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}.seg label{position:relative;cursor:pointer}.seg input{position:absolute;opacity:0;inset:0;cursor:pointer}.seg span{display:inline-flex;align-items:center;min-height:40px;padding:0 1rem;border-radius:999px;font-size:.9rem;font-weight:600;color:var(--cx-ink-2);transition:background .2s var(--cx-ease),color .2s var(--cx-ease),box-shadow .2s var(--cx-ease)}.seg input:checked+span{background:var(--cx-surface);color:var(--cx-petrol);box-shadow:0 1px 3px #0a1a2224}.seg input:focus-visible+span{outline:3px solid var(--cx-lane);outline-offset:1px}.cx-top{position:sticky;top:0;z-index:50;background:#ffffffeb;border-bottom:1px solid var(--cx-line);backdrop-filter:saturate(1.4) blur(14px);-webkit-backdrop-filter:saturate(1.4) blur(14px);transition:background .3s var(--cx-ease),border-color .3s var(--cx-ease),color .3s var(--cx-ease)}.cx-top.on-photo{position:fixed;left:0;right:0;background:transparent;border-color:transparent;color:#fff;backdrop-filter:none;-webkit-backdrop-filter:none}.cx-top.on-photo.is-solid{background:#0a1a22f0;border-color:#ffffff14;backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px)}.nav-shell{width:min(calc(100% - 40px),var(--max));height:66px;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:1rem}.brand{display:flex;align-items:center;gap:.55rem;min-width:0}.brand-av{width:34px;height:auto;flex:none}.brand-name{font-size:1.02rem;white-space:nowrap;letter-spacing:.01em}.brand-name b{font-weight:700}.brand-name i{font-style:normal;opacity:.5;margin:0 .15rem}.site-nav{display:flex;align-items:center;gap:1.6rem;font-size:.93rem;font-weight:550}.site-nav a:not(.nav-ask){position:relative;padding:.3rem 0;opacity:.86;transition:opacity .2s var(--cx-ease)}.site-nav a:not(.nav-ask):hover,.site-nav a[aria-current=page]{opacity:1}.site-nav a[aria-current=page]:after{content:"";position:absolute;left:0;right:0;bottom:-2px;height:2px;border-radius:2px;background:var(--cx-lane)}.nav-ask{display:inline-flex;align-items:center;gap:.35rem;min-height:40px;padding:.2rem 1rem .2rem .45rem;border-radius:999px;background:var(--cx-petrol);color:#fff;font-weight:650;box-shadow:0 6px 16px -10px #0b5577cc;transition:background .2s var(--cx-ease)}.nav-ask:hover{background:var(--cx-petrol-deep)}.on-photo:not(.is-solid) .nav-ask{background:#ffffff24;box-shadow:inset 0 0 0 1px #ffffff47}.nav-ask img,.nav-ask canvas{width:26px;height:auto}.menu-button{display:none;width:44px;height:44px;border:1px solid currentColor;border-radius:12px;background:transparent;cursor:pointer;flex-direction:column;align-items:center;justify-content:center;gap:4px;opacity:.85}.menu-button i{display:block;width:18px;height:2px;border-radius:2px;background:currentColor}.cx-hero{position:relative;min-height:min(860px,100svh);display:flex;flex-direction:column;justify-content:flex-end;color:#fff;background:var(--cx-night) var(--hero) center / cover no-repeat;isolation:isolate}@media(max-width:1400px){.cx-hero{background-image:var(--hero-md)}}@media(max-width:760px){.cx-hero{background-image:var(--hero-m)}}.cx-hero:before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,#0a1a22d1,#0a1a229e 38%,#0a1a2200 66%),radial-gradient(120% 90% at 0% 0%,#0a1a22f0,#0a1a22c7 38%,#0a1a2240 70%,#0a1a221a),linear-gradient(180deg,#0a1a22b8,#0a1a2200 26% 55%,#0a1a2299)}.cx-hero-copy{width:min(calc(100% - 40px),var(--max));margin:0 auto;padding:128px 0 40px}.cx-hero-copy .eyebrow{color:var(--cx-lane)}.cx-hero h1{max-width:13em;margin:.9rem 0 1rem;font-size:clamp(2.1rem,4.6vw,3.6rem);line-height:1.12;font-weight:600;letter-spacing:-.025em}.cx-hero h1 span{display:block;color:var(--cx-lane)}.cx-lede{max-width:34em;color:var(--cx-on-dark);font-size:1.06rem}.cx-stage{position:relative;width:min(calc(100% - 40px),var(--max));margin:0 auto}.cx-bar{position:relative;z-index:2;padding:1.2rem 1.3rem 1.1rem;border-radius:var(--cx-r-l) var(--cx-r-l) 0 0;background:#0a1a22ed;border-top:3px solid var(--cx-lane);box-shadow:0 -24px 60px -30px #0009;backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px)}.cx-bar-row{display:grid;grid-template-columns:1.1fr 1fr .9fr 1fr auto;gap:.8rem;align-items:end;padding-right:220px}.cx-bar .field>label{color:var(--cx-on-dark-2);font-weight:550}.cx-bar .input{background:#ffffff0f;border-color:#ffffff2e}.cx-bar .input:focus-within{border-color:var(--cx-lane);box-shadow:0 0 0 3px #f2c23033}.cx-bar .input.bad{border-color:#ff8f80}.cx-bar .input input,.cx-bar .input select{color:#fff}.cx-bar .input select option{color:var(--cx-ink)}.cx-bar .input .unit{color:var(--cx-on-dark-2)}.cx-bar .input input::placeholder{color:#ffffffa3}.cx-bar .button.lane{min-height:48px;padding:0 1.6rem}.cx-bar .err{color:#ffb4a8;margin-top:.5rem}.cx-read{display:flex;flex-wrap:wrap;align-items:baseline;gap:.4rem 2rem;margin-top:1rem;padding-top:1rem;border-top:1px dashed rgba(255,255,255,.18)}.cx-read dl{display:contents}.cx-read div{display:grid}.cx-read dt{color:var(--cx-on-dark-2);font-size:.82rem}.cx-read dd{font-variant-numeric:tabular-nums;font-size:1.1rem;font-weight:600}.cx-read .big dd{font-size:clamp(1.7rem,3.4vw,2.3rem);line-height:1.15;color:var(--cx-lane)}.cx-read dd small{margin-left:.2rem;font-size:.8rem;font-weight:500;color:var(--cx-on-dark-2)}.cx-read .text-link{color:#fff;text-decoration-color:#fff6;margin-left:auto}.cx-trust{margin-top:.7rem;color:var(--cx-on-dark-2);font-size:.82rem}.mascot{position:absolute;z-index:3;right:10px;bottom:calc(100% - 52px);width:290px;height:330px;margin:0}.mascot-canvas{position:absolute;inset:0;width:100%!important;height:100%!important}.mascot-still{width:100%;height:100%;object-fit:contain}.mascot.is-3d .mascot-still{display:none}.mascot figcaption{position:absolute;right:86%;top:22%;padding:.35rem .7rem;border-radius:12px 12px 2px;background:var(--cx-surface);color:var(--cx-ink);font-size:.8rem;font-weight:600;white-space:nowrap;box-shadow:var(--cx-shadow);pointer-events:none}.cx-bar-mascot-slot{position:absolute;right:1.3rem;bottom:0;width:210px;height:1px}.cx-section{padding:88px var(--gutter)}.cx-section[id]{scroll-margin-top:70px}.cx-white{background:var(--cx-surface)}.cx-dark{background:var(--cx-night);color:var(--cx-on-dark)}.inner{max-width:var(--max);margin:auto}.cx-head{max-width:760px;margin-bottom:2.4rem}.cx-head h2{font-size:clamp(1.6rem,3vw,2.25rem);line-height:1.22;font-weight:600;letter-spacing:-.02em}.cx-head 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var(--cx-line);background:var(--cx-surface)}.method:before{content:"";position:absolute;left:1.2rem;right:1.2rem;top:-1px;height:3px;border-radius:0 0 3px 3px;background:var(--c)}.method h3{font-size:.98rem;font-weight:650}.method .big{margin:.5rem 0 .1rem;font-size:1.9rem;line-height:1.15;font-weight:600;font-variant-numeric:tabular-nums;letter-spacing:-.01em}.method .big small{margin-left:.3rem;font-size:.82rem;font-weight:500;color:var(--cx-muted)}.method .sub{color:var(--cx-muted);font-size:.86rem}.method dl{display:grid;gap:.35rem;margin-top:.9rem;padding-top:.8rem;border-top:1px solid var(--cx-line)}.method dl div{display:flex;justify-content:space-between;gap:1rem;font-size:.9rem}.method dt{color:var(--cx-muted)}.method dd{font-variant-numeric:tabular-nums;font-weight:600;text-align:right}.method dl .total dd{box-shadow:inset 0 -.45em 0 var(--cx-lane-soft)}.diff{margin-top:1rem;color:var(--cx-ink-2);font-size:.94rem}.diff b,.fee-apr 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.input:focus-within{border-color:var(--cx-lane);box-shadow:0 0 0 3px #f2c2302e}.cx-dark .input.bad{border-color:#ff8f80}.cx-dark .input input,.cx-dark .input select{color:#fff}.cx-dark .input select option{color:var(--cx-ink)}.cx-dark .input .unit{color:var(--cx-on-dark-2)}.cx-dark .input input::placeholder{color:#ffffffa3}.cx-dark .seg{background:#ffffff14}.cx-dark .seg span{color:var(--cx-on-dark-2)}.cx-dark .seg input:checked+span{background:var(--cx-lane);color:var(--cx-night)}.cx-dark .err{color:#ffb4a8}.cx-dark .result-empty,.cx-dark .result-basis{color:var(--cx-on-dark-2)}.apr-big{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.apr-big div{padding:1rem 1.1rem;border-radius:var(--cx-r-s);background:#ffffff0a;border:1px solid rgba(255,255,255,.08)}.apr-big dt{color:var(--cx-on-dark-2);font-size:.84rem}.apr-big dd{margin-top:.2rem;font-size:clamp(1.8rem,3.6vw,2.5rem);line-height:1.1;font-weight:600;font-variant-numeric:tabular-nums;color:#fff}.apr-big .hl dd{color:var(--cx-lane)}.apr-big dd small{display:block;margin-top:.35rem;font-size:.78rem;font-weight:500;color:var(--cx-on-dark-2)}.bars{display:grid;gap:.7rem;margin:1.4rem 0 .4rem}.bar{display:grid;grid-template-columns:8.5em 1fr 5.2em;gap:.8rem;align-items:center;font-size:.86rem}.bar>span:first-child{color:var(--cx-on-dark-2)}.bar .track{height:12px;border-radius:99px;background:#ffffff12;overflow:hidden}.bar .track b{display:block;height:100%;width:0;border-radius:99px;background:var(--cx-petrol-2);transition:width .7s var(--cx-ease)}.bar.real .track b{background:var(--cx-lane)}.bar .v{text-align:right;font-variant-numeric:tabular-nums;font-weight:600;color:#fff}.why{margin-top:1.1rem;padding:1rem 1.1rem;border-radius:var(--cx-r-s);background:#f2c23014;border:1px solid rgba(242,194,48,.35);color:var(--cx-on-dark);font-size:.92rem}.why b{color:#fff}.flows{display:flex;flex-wrap:wrap;gap:.4rem 1.4rem;margin-top:1rem;color:var(--cx-on-dark-2);font-size:.86rem}.flows 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